Although Richard is a lawyer by avocation and in actual practice, and this is his personal blog, and it is not now, nor was it ever intended to be, a “legal” blog of any sort, other than in the sense of otherwise conforming to all applicable laws of the United States, New York State
and any other regulatory authority having actual jurisdiction over him and whatever it is he has to say. None of its content is intended by him to constitute legal advice, on anything, even if you have a signed retainer agreement with him, because the particulars of your matter are confidential and he would never share them on
the web. Similarly, Sandra is a tax accountant by avocation and in actual practice, and as this is also her personal blog, and it is not now, nor was it ever intended to render tax advice of any kind, even if you have a signed tax preparer agreement with her, because the particulars of your matter are confidential and she would never share them on the web. Richard and Sandra are each remorseful that it is even necessary to have to point out the foregoing, but such is the nature of life as they speak.